Banknaked vs Dividend Data

Automated Fee Detection

Our intelligent algorithms scan your connected bank accounts and transaction history to automatically identify and categorize every fee. This includes recurring monthly account charges, foreign exchange markups on card purchases abroad, ATM withdrawal fees, and wire transfer costs. No more manually sifting through dense statements; Banknaked does the detective work for you, uncovering costs your bank doesn't readily advertise.

Visual Cost Dashboard

Understand your finances at a glance with our intuitive, mobile-friendly dashboard. We transform complex transaction data into clear charts and graphs that visually break down exactly where your banking money is going over the last month or year. This immediate visual insight makes it simple to grasp your total cost of banking and identify which fee categories are costing you the most.

Personalized Bank Recommendations

Banknaked doesn't just highlight problems—it provides smart solutions. Based on an analysis of your actual account usage, transaction patterns, and identified fees, the app generates tailored recommendations for alternative bank accounts or financial products. It shows you a direct comparison of your current annual costs versus the potential savings with a recommended alternative, helping you make a data-driven switch.

Secure Open Banking Integration

Your security and privacy are our top priority. Banknaked uses regulated, secure Open Banking APIs to connect to your financial institution. This ensures bank-level encryption for all data and provides read-only access. We never store your login credentials, cannot move your money, and your data is never stored longer than necessary, fully complying with GDPR standards for your peace of mind.

Free Tier with Monthly Credits

Dividend Data offers a generous free tier that provides users with 2,500 monthly credits, allowing them to access data without any trial expiration. This makes it an ideal option for casual investors or those testing the waters of dividend investing.

Custom Functions for Investors

With 16 specialized custom functions, Dividend Data covers a comprehensive range of metrics that dividend investors require for effective analysis. From dividend yields to payout ratios, investors can easily retrieve the data they need to make informed decisions.

Extensive Historical Data Access

Dividend Data boasts over 30 years of historical stock market data, enabling users to analyze long-term trends and performance metrics. This depth of information empowers investors to make strategies based on historical performance and future projections.

Seamless Integration with Spreadsheets

The tool is designed to work seamlessly within both Google Sheets and Microsoft Excel. Investors can automate their data retrieval processes without needing to rely on external APIs or complicated coding, enhancing their overall productivity.

The Annual Financial Health Check

As part of your yearly financial review, use Banknaked to get a complete picture of your banking costs. Connect all your current and savings accounts to see a consolidated report of every fee paid over the past 12 months. This holistic view allows you to assess if your banking setup still matches your needs and identify hundreds of euros in potential savings before the next year begins.

Preparing for International Travel

Before traveling abroad, connect your primary card to Banknaked. The app will analyze your bank's specific foreign transaction and ATM withdrawal fees, giving you a clear expectation of the costs you'll incur. It can then recommend travel-friendly cards or accounts with lower FX fees, ensuring you don't lose money to hidden markups on every souvenir or meal purchase.

Evaluating a New Bank Offer

When you're considering switching to a new bank that promises "low fees," use Banknaked to validate the claim. First, see what you're actually paying now. Then, you can make an informed comparison against the new bank's fee structure. This prevents you from switching to a bank that might be cheaper in one area but more expensive in another based on your specific habits.

Monitoring for Unauthorized Charges

Banknaked acts as an automated watchdog on your statement. By clearly categorizing all legitimate fees, it makes any unusual or unexpected charges stand out immediately. This helps you quickly spot potential errors from your bank or suspicious transactions that you didn't authorize, allowing for faster resolution and dispute.

Quick Dividend Analysis

Investors can use Dividend Data to quickly analyze stocks by entering simple formulas. For example, typing =DIVIDENDDATA_DIVIDENDS("AAPL") provides instant access to the forward-looking annual dividend per share, facilitating rapid decision-making.

Portfolio Management

Dividend Data allows users to track their dividend portfolios automatically. Investors can link their portfolios to the tool and view aggregate statistics, enabling them to monitor performance and make adjustments as necessary in real-time.

Historical Performance Review

With over 30 years of historical data, investors can conduct in-depth reviews of stock performance over time. This feature is crucial for identifying trends and making informed predictions about future stock behavior.

Financial Metrics Retrieval

Dividend Data simplifies the process of retrieving critical financial metrics such as PE ratios, EPS, and payout ratios. By utilizing its custom formulas, investors can access vital information quickly, thus enhancing their analysis capabilities.

Banknaked is your personal financial detective, designed to cut through the complexity and opacity of modern banking. In a world where banks often bury fees in fine print and confusing statements, Banknaked provides instant, crystal-clear transparency. The app connects securely to your bank accounts via Open Banking in just minutes, giving you a comprehensive, visual breakdown of every single cost you incur. It automatically detects monthly maintenance charges, foreign exchange markups, ATM withdrawal fees, and those vague "miscellaneous" transaction costs. Beyond just showing you the problem, Banknaked offers the solution: personalized recommendations for alternative banking products that could save you significant money based on your actual spending and transaction habits. Built with a privacy-first, security-centric mindset, the app has read-only access, meaning it can view your transactions but never move your money. It's the essential tool for any consumer who wants to stop overpaying, take control of their financial outgoings, and make empowered decisions about where they bank. With Banknaked, you finally see the true cost of your banking, empowering you to keep more of your hard-earned money.

Dividend Data is an innovative tool that empowers dividend and fundamental investors by providing access to over 30 years of stock market data for more than 80,000 tickers directly within Google Sheets and Microsoft Excel. Designed with the needs of dividend investors in mind, Dividend Data eliminates the complexities often associated with data retrieval by allowing users to simply input custom formulas and receive live updates. This means no more tedious API keys, coding, or manual data entry. Investors can instantly access key metrics such as dividends, yields, payout ratios, growth rates, financial statements, earnings, ratios, and price history. With its free tier offering 2,500 monthly credits and a suite of 16 custom functions, Dividend Data is built for those who seek institutional-grade data without the associated cost. Whether you are a seasoned investor or new to the stock market, Dividend Data provides the tools necessary to make informed investment decisions effortlessly.

Is Banknaked safe to use?

Absolutely. Security is our foundation. We use secure Open Banking protocols, which are regulated financial standards, to connect to your bank. This means we never see or store your online banking username and password. We are granted read-only access, so we can only view your transactions—we cannot move money or make any changes to your accounts. All data is encrypted and we are fully GDPR compliant.

How much does Banknaked cost?

Getting started with Banknaked is completely free. You can connect your bank, receive a full analysis of your hidden fees, and get personalized recommendations for alternative banking products at no cost. This free model allows everyone to discover what their bank is truly costing them and see their potential savings instantly.

Which banks are supported?

Banknaked supports a wide range of major banks and financial institutions across Europe through secure Open Banking APIs. During the sign-up process, you can search for your specific bank to confirm connectivity. The list of supported banks is continually expanding as Open Banking adoption grows.

How long does the analysis take?

The entire process is remarkably fast. After you securely connect your bank account via Open Banking—a process that takes about a minute—our algorithms immediately get to work. Your personalized fee analysis and savings report are typically ready in less than two minutes, giving you instant insights without any manual data entry.

What types of data can I access with Dividend Data?

Dividend Data provides access to a wide range of stock market data, including dividends, yields, payout ratios, growth rates, financial statements, earnings, ratios, price history, and over 100 additional metrics, all available through custom formulas.

How do I get started with Dividend Data?

Getting started is simple! You can access Dividend Data through Google Sheets or Microsoft Excel. Just sign up for a free account, and you will receive 2,500 monthly credits to begin using the various functions and features immediately.

Is there a limit to the data I can access?

While the free tier offers 2,500 monthly credits, you can access a vast amount of data for over 80,000 tickers. If you need more credits, you can explore additional pricing options to suit your needs.

Can I use Dividend Data for real-time stock analysis?

Yes, Dividend Data is designed for real-time stock analysis. By entering the appropriate custom formulas, you can receive live updates on stock metrics, ensuring you have the most current information at your fingertips for smarter investment decisions.

Banknaked is a financial transparency app that uses Open Banking to automatically find and analyze hidden bank fees. It belongs to the personal finance management category, helping users save money by revealing their true banking costs. People often look for alternatives to apps like Banknaked for various reasons. They might be seeking different pricing models, such as a one-time purchase instead of a subscription. Others may need specific features not offered, like investment tracking or bill negotiation, or they might prefer an app that integrates with a different set of financial platforms or institutions. When choosing a similar tool, focus on core capabilities. Prioritize strong security with read-only data access, accurate and automatic fee detection, and clear, actionable insights. The best alternative for you will provide a seamless mobile experience and deliver personalized recommendations based on your actual financial behavior to genuinely help you save.

Dividend Data is a powerful tool designed for dividend and fundamental investors, providing over 30 years of historical stock market data for more than 80,000 tickers. This product allows users to seamlessly integrate crucial financial metrics into their Google Sheets and Microsoft Excel spreadsheets without the need for coding or complex setups. As investors increasingly seek tailored solutions that meet their specific needs, many turn to alternatives to explore different pricing structures, features, or platform compatibility. When choosing an alternative, it’s essential to consider factors such as the depth of data offered, ease of use, and whether the tool supports your preferred spreadsheet platform. Additionally, assessing the availability of custom functions and historical data can help ensure that the chosen product aligns with your investment strategy and analytical requirements. By weighing these elements, you can find a solution that best fits your investment approach.