Banknaked vs SoloTools

Automated Fee Detection

Our intelligent algorithms scan your connected bank accounts and transaction history to automatically identify and categorize every fee. This includes recurring monthly account charges, foreign exchange markups on card purchases abroad, ATM withdrawal fees, and wire transfer costs. No more manually sifting through dense statements; Banknaked does the detective work for you, uncovering costs your bank doesn't readily advertise.

Visual Cost Dashboard

Understand your finances at a glance with our intuitive, mobile-friendly dashboard. We transform complex transaction data into clear charts and graphs that visually break down exactly where your banking money is going over the last month or year. This immediate visual insight makes it simple to grasp your total cost of banking and identify which fee categories are costing you the most.

Personalized Bank Recommendations

Banknaked doesn't just highlight problems—it provides smart solutions. Based on an analysis of your actual account usage, transaction patterns, and identified fees, the app generates tailored recommendations for alternative bank accounts or financial products. It shows you a direct comparison of your current annual costs versus the potential savings with a recommended alternative, helping you make a data-driven switch.

Secure Open Banking Integration

Your security and privacy are our top priority. Banknaked uses regulated, secure Open Banking APIs to connect to your financial institution. This ensures bank-level encryption for all data and provides read-only access. We never store your login credentials, cannot move your money, and your data is never stored longer than necessary, fully complying with GDPR standards for your peace of mind.

AI-Powered Proposal Generation

Go beyond basic templates with an AI that writes and refines your proposals. It doesn't just fill in blanks; it generates compelling executive summaries, detailed scope breakdowns, professional pricing tables, and persuasive terms tailored to your specific project details. You describe the project in a few words, and in about 12 seconds, you have a complete, client-ready draft.

Intelligent AI Section-Level Editing

Maintain full creative control with powerful, context-aware editing tools. For any section of your proposal, you can instruct the AI to "Make more persuasive," "Make shorter," "Make more detailed," or "Rewrite in formal tone." This allows for rapid refinement and customization without starting from scratch, ensuring the final document perfectly matches your voice and goals.

Complete Client Experience & E-Signatures

Manage the entire proposal journey within SoloTools. Send proposals directly to clients via one-click email with a personalized message. Clients can then view the proposal, and you can collect legally-binding e-signatures where they draw their signature directly on the document. Set expiry dates to create urgency and automate follow-up reminders to keep the process moving without manual chasing.

Proposal Analytics & Real-Time Tracking

Gain valuable insights into your business performance. Track every proposal through a clear conversion funnel from "Sent" to "Viewed" to "Accepted/Declined." Receive real-time email notifications the moment a client opens your proposal for the first time, allowing for perfectly timed follow-ups. Understand your win rate and average close time to refine your approach.

The Annual Financial Health Check

As part of your yearly financial review, use Banknaked to get a complete picture of your banking costs. Connect all your current and savings accounts to see a consolidated report of every fee paid over the past 12 months. This holistic view allows you to assess if your banking setup still matches your needs and identify hundreds of euros in potential savings before the next year begins.

Preparing for International Travel

Before traveling abroad, connect your primary card to Banknaked. The app will analyze your bank's specific foreign transaction and ATM withdrawal fees, giving you a clear expectation of the costs you'll incur. It can then recommend travel-friendly cards or accounts with lower FX fees, ensuring you don't lose money to hidden markups on every souvenir or meal purchase.

Evaluating a New Bank Offer

When you're considering switching to a new bank that promises "low fees," use Banknaked to validate the claim. First, see what you're actually paying now. Then, you can make an informed comparison against the new bank's fee structure. This prevents you from switching to a bank that might be cheaper in one area but more expensive in another based on your specific habits.

Monitoring for Unauthorized Charges

Banknaked acts as an automated watchdog on your statement. By clearly categorizing all legitimate fees, it makes any unusual or unexpected charges stand out immediately. This helps you quickly spot potential errors from your bank or suspicious transactions that you didn't authorize, allowing for faster resolution and dispute.

Freelance Web Designers & Developers

Quickly generate detailed proposals for website redesigns or development projects. The AI can incorporate technical scope, phased timelines (like Discovery, UI/UX, Development), and itemized pricing. Use the analytics to see which proposals get viewed and adjust your pitch for similar clients in the future.

Independent Marketing & SEO Consultants

Create persuasive proposals for campaign-based work like SEO audits, content marketing, or social media management. Leverage the AI's ability to write compelling executive summaries that focus on ROI and business outcomes. Use the e-signature feature to secure contracts for retainer or project-based work swiftly.

Solo Business & Strategy Consultants

Streamline the proposal process for high-value consulting engagements. Input the client's strategic challenge and desired budget, and let the AI structure a professional proposal with clear phases, deliverables, and investment summaries. The polished output helps establish credibility and authority from the first interaction.

Creative Freelancers (Writers, Designers, etc.)

Overcome the blank page and consistently produce professional proposals for various creative projects. Whether it's a branding project, a copywriting package, or illustration work, describe the scope in simple terms and get a structured proposal with clear terms, protecting your work and setting client expectations.

Banknaked is your personal financial detective, designed to cut through the complexity and opacity of modern banking. In a world where banks often bury fees in fine print and confusing statements, Banknaked provides instant, crystal-clear transparency. The app connects securely to your bank accounts via Open Banking in just minutes, giving you a comprehensive, visual breakdown of every single cost you incur. It automatically detects monthly maintenance charges, foreign exchange markups, ATM withdrawal fees, and those vague "miscellaneous" transaction costs. Beyond just showing you the problem, Banknaked offers the solution: personalized recommendations for alternative banking products that could save you significant money based on your actual spending and transaction habits. Built with a privacy-first, security-centric mindset, the app has read-only access, meaning it can view your transactions but never move your money. It's the essential tool for any consumer who wants to stop overpaying, take control of their financial outgoings, and make empowered decisions about where they bank. With Banknaked, you finally see the true cost of your banking, empowering you to keep more of your hard-earned money.

SoloTools is the AI-powered proposal generator built for the modern freelancer and independent consultant. It transforms the tedious, hours-long process of creating client proposals into a task that takes about 30 seconds. Designed with a mobile-first, app-centric approach, the platform focuses entirely on streamlining your workflow and enhancing the client experience from start to signature. You simply input core project details like the client's name, project type, budget, and a few scope notes. In roughly 12 seconds, SoloTools' intelligent AI crafts a complete, polished proposal featuring a compelling executive summary, detailed scope of work, professional itemized pricing, a clear timeline, and standard terms. It's more than just a template filler; it's an intelligent writing partner that tailors content to your specific project. Beyond creation, SoloTools integrates the entire proposal lifecycle: send proposals directly via email, track when clients view them, and collect legally-binding e-signatures, all from one seamless interface. With a generous free plan offering 3 proposals per month, it's the essential tool for busy solo professionals who want to save time, appear more professional, and win more business.

Is Banknaked safe to use?

Absolutely. Security is our foundation. We use secure Open Banking protocols, which are regulated financial standards, to connect to your bank. This means we never see or store your online banking username and password. We are granted read-only access, so we can only view your transactions—we cannot move money or make any changes to your accounts. All data is encrypted and we are fully GDPR compliant.

How much does Banknaked cost?

Getting started with Banknaked is completely free. You can connect your bank, receive a full analysis of your hidden fees, and get personalized recommendations for alternative banking products at no cost. This free model allows everyone to discover what their bank is truly costing them and see their potential savings instantly.

Which banks are supported?

Banknaked supports a wide range of major banks and financial institutions across Europe through secure Open Banking APIs. During the sign-up process, you can search for your specific bank to confirm connectivity. The list of supported banks is continually expanding as Open Banking adoption grows.

How long does the analysis take?

The entire process is remarkably fast. After you securely connect your bank account via Open Banking—a process that takes about a minute—our algorithms immediately get to work. Your personalized fee analysis and savings report are typically ready in less than two minutes, giving you instant insights without any manual data entry.

How does the AI proposal generation work?

You provide basic project information such as the client name, project type, budget, and a few key scope notes. SoloTools' AI analyzes this input and generates a complete, structured proposal document in about 12 seconds. It creates all standard sections, including an executive summary, detailed scope of work, pricing table, timeline, and terms, tailored to your specific details.

Is there a free plan available?

Yes, SoloTools offers a completely free plan to get started. It allows you to create and send up to 3 proposals per month at no cost, with no credit card required to sign up. This includes access to core AI generation, basic editing, and sharing features, so you can fully test the platform's value for your business.

Can I edit the proposals generated by the AI?

Absolutely. Every part of the AI-generated proposal is fully editable. You can manually change any text. More powerfully, you can use the AI section-level editing commands to refine specific parts. Simply select any section and choose options like "Make more persuasive" or "Make shorter" to have the AI rewrite it on the spot.

How do clients sign the proposals?

SoloTools includes a built-in e-signature feature. When you send a proposal to a client, they can review it online and, if they accept, draw their signature directly on the document using their mouse, finger, or stylus. This creates a legally-binding electronic signature, and you receive an instant notification once the document is signed.

Banknaked is a financial transparency app that uses Open Banking to automatically find and analyze hidden bank fees. It belongs to the personal finance management category, helping users save money by revealing their true banking costs. People often look for alternatives to apps like Banknaked for various reasons. They might be seeking different pricing models, such as a one-time purchase instead of a subscription. Others may need specific features not offered, like investment tracking or bill negotiation, or they might prefer an app that integrates with a different set of financial platforms or institutions. When choosing a similar tool, focus on core capabilities. Prioritize strong security with read-only data access, accurate and automatic fee detection, and clear, actionable insights. The best alternative for you will provide a seamless mobile experience and deliver personalized recommendations based on your actual financial behavior to genuinely help you save.

SoloTools is an AI-powered proposal generator in the business and finance category, designed to help freelancers and consultants create professional client proposals in seconds. It streamlines the entire process from project scope to pricing, saving valuable time. Users often explore alternatives for various reasons. Some may need a different pricing structure or a free tier with more allowances. Others might seek specific features like advanced integrations, more robust branding controls, or a platform that caters to larger teams beyond solo professionals. When evaluating other tools, consider your core needs. Key factors include the AI's output quality, ease of editing, available export formats, and the depth of analytics. Also, assess how well the tool fits your workflow, whether you need team collaboration features, and if the pricing aligns with your proposal volume.